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Hedging your heating bill this winter (2008-08-15)

This winter, consumer will experience a significant price hike from last year. The hike is due to a dramatic run-up of prices in all energy products ranging from crude oil to natural gas. However, the good news is that the price is coming down in the past 30 days and it may drop further. This may be a good time to start locking in the rate you are paying for heating your home.

One way is to sign a pre-buy contract with your oil dealer or gas provider. However, this option may not be available or too costly as you have to pay a premium to lock in current price. The other way is to use financial instruments that are available on the market. Read More ...

Stock Tracker

Should you ever follow analysts' recommendations? If you do, you may more than double your money in less a month or lose 40% of your money in the same period. How do you increase your chances that the former will happen rather than the latter? The key is to tell the good analysts apart from the bad ones. That is exactly what the firm/analyst ranking provides you. It keeps track of the performance of the analyst/firm's recommendation and their performance. Armed with this piece of information, you can make your smart choices.

Recent recommendations by top ranking firms
Symbol Recommended Date Recommended By
WDC 2008-11-17 Standpoint More Picks
CVD 2008-11-17 Edward Jones More Picks
PDX 2008-11-13 Wasserman & Associates More Picks
OPTR 2008-11-11 Robert W. Baird More Picks
ESS 2008-11-10 Robert W. Baird More Picks
HRS 2008-11-07 Barclays Capital More Picks
ACOR 2008-11-03 Robert W. Baird More Picks
CPLA 2008-11-03 ThinkPanmure More Picks
PPO 2008-10-31 Robert W. Baird More Picks
HIW 2008-10-31 Robert W. Baird More Picks
PDGI 2008-10-31 Robert W. Baird More Picks
UNF 2008-10-30 Robert W. Baird More Picks
AEC 2008-10-30 Robert W. Baird More Picks
SBIB 2008-10-29 Sun Trust Rbsn Humphrey More Picks
WTR 2008-10-27 Robert W. Baird More Picks
See rankings for all the firms.

Fund Watch :

Commodity investment has become a fashion recently with oil prices setting records every day. There are several funds that can be used to invest in commodity for average investors. One of them is PIMCO Commodity Real Return. This fund tracks broad range of commodities ranging from iron to wheat. Investment in such fund can be a way to hedge inflation.

However, in long run, commodity investment is inferior to equity. Right now, with surging demand from developing countries such as India and China, commodity shortage will persist for a while until supply ramps up or the replacement is found. Commodity price increase will stay here with us for a while.